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  Understand About Net Worth Certificate And Its Importance A net worth certificate refers to a consolidated document that indicates the net worth of an individual. A net worth certificate can also comprise the net worth of an organization. Net worth certificates  are usually issued by a Chartered Account or CA. You can get the net worth certificate by CA only after the chartered accountant analyses your book of accounts, total assets, and liabilities.  Net worth is the difference between the assets and liabilities of a business. Note that positive net worth implies that assets are more than liabilities. On the contrary, negative net worth describes the liabilities are more than assets.  Overview of Net Worth Net worth portrays the financial health of an organization. Usually, every business possesses assets and liabilities. Assets have a monetary value, and liabilities refer to obligations to be paid. If your business has liabilities above the assets, the fi...